Print this page
Thursday, 23 February 2023 20:48

What is Comprehensive Car Insurance?

protecting your vehicle protecting your vehicle press materials

Having comprehensive car insurance can make all the difference when it comes to protecting yourself and your car. Comprehensive insurance offers the best protection from a wide range of potential hazards. In this blog, we'll explore the different benefits of comprehensive insurance, and how it can help you in the long run. Keep reading to learn more.

How can iSelect help you learn more about comprehensive car insurance?

When it comes to protecting your vehicle, comprehensive car insurance is one of the most important types of coverage you can buy. Comprehensive insurance protects a wide range of risks, including theft, vandalism, fire, and more. With iSelect, you can choose a comprehensive insurance plan tailored to your needs. You can check out different comprehensive insurance plans on iSelect's website, which can be found here: https://www.iselect.com.au/car-insurance/comprehensive-insurance/.

With iSelect, you can compare different car insurance policies and find the one that best suits your needs. iSelect’s comparison tools allow you to compare other policies side-by-side, so you can make sure you’re getting the most value for your money. You can also compare different insurers to ensure you’re getting the best coverage for the best price.

When you choose iSelect, you also get access to various other benefits. For example, you can take advantage of a range of discounts, such as no-claims bonuses, multi-policy discounts, and loyalty discounts. You can also get a range of extras, such as roadside assistance, hire car coverage, and more.

With iSelect, you can also ensure you get the most out of your car insurance policy. iSelect’s online dashboard allows you to track your policy and keep track of your claim history, so you can make sure you’re getting the best value for your money.

So, if you’re looking for comprehensive car insurance, iSelect can help you find the right policy for you.

What does comprehensive car insurance cover?

Comprehensive car insurance is a type of insurance that helps protect you and your vehicle against damage and theft. It pays for repairs or replacement of your car in the event of an accident, theft, fire, or another covered incident. It also provides coverage for other people’s property, medical expenses, and legal fees that may result from an accident.

It differs from liability insurance, which only covers the damage you cause to other people’s property and medical expenses. Comprehensive insurance also covers your own vehicle and any damage to it.

Comprehensive car insurance is often required by lenders when you purchase a car. This is because the lender typically has a financial interest in the vehicle and wants to make sure it's protected in case of an accident.

This type of insurance policy may include additional rental car reimbursement, towing, labor coverage, and gap coverage. Rental car reimbursement helps pay for a rental car if your vehicle is damaged or stolen. Towing and labor coverage pay for towing and other labor costs. Gap coverage helps pay the difference between the actual cash value of your car and the amount you owe on your loan.

When shopping for insurance policies, it’s important to compare quotes from different insurers. Make sure to look for discounts that may apply, such as a good driver discount or a multi-car discount. Be sure to read all of the fine print carefully and make sure that you understand what is and is not covered under the policy. It's also important to understand how much you will be responsible for in the event of a claim.

Overall, car insurance protects your vehicle, finances, and legal liabilities. Different types of car insurance provide varying levels of coverage and protection, so it's important to understand what each one covers and how to choose the right one for you.